Merry Christmas!!!

It is a couple of days before Christmas.  I hope everyone has there shopping completed.  We try to do a nice job of “leveling” the expense by shopping all year.

I am looking forward to time with my family.  My kids can’t wait for Santa this year.  It may be the last year for my daughter believing in Santa so I am going to take full advantage of it.

I hope everyone has a very Merry Christmas!